SBOM Compliance Requirements 2026: EO 14028, FDA, EU CRA, PCI DSS 4.0 Explained

The regulatory pressure around Software Bill of Materials has become impossible to ignore. Four major legal frameworks across two continents now mandate or strongly require SBOM practices — and the deadlines are either already in force or fast approaching.

Why Regulators Are Mandating SBOMs

The logic behind SBOM regulations is straightforward: modern software is overwhelmingly composed of open source and third-party components, yet most organizations have no systematic way to track what those components are, whether they are vulnerable, or what license obligations they carry.

The Log4Shell incident of December 2021 — a zero-day with a CVSS score of 10.0 affecting an estimated 88% of organizations — made this painfully visible at a global scale. Regulators concluded that voluntary adoption was not working, and began embedding SBOM requirements into binding law.

By early 2026, the regulatory landscape has moved from a single U.S. executive order to a multi-jurisdiction web of binding requirements. Here is what you need to know.

1. Executive Order 14028 (United States)

Signed by President Biden in May 2021, Executive Order 14028: Improving the Nation's Cybersecurity is the foundational U.S. federal mandate. It requires software vendors selling to the U.S. government to be able to provide an SBOM for any software product upon request, and to attest to a set of secure software development practices.

Who it applies to

Any company or developer that sells software products or services to U.S. federal government agencies. This includes commercial off-the-shelf (COTS) software, SaaS applications, and custom-developed software.

Key obligations

// Status: In Force

EO 14028 has been in effect since May 2021. OMB M-26-05 (January 2026) revised attestation memos to a risk-based framework, but the underlying SBOM and secure development requirements remain unchanged.

2. FDA Cybersecurity Guidance (United States)

The U.S. Food and Drug Administration requires SBOMs for all medical devices with cybersecurity components — defined as "cyber devices" — submitted for premarket approval. This requirement has been in effect since March 2023 and was updated with additional guidance in 2025.

Who it applies to

Manufacturers of any medical device that contains software, programmable logic, or connectivity to other devices or networks. This includes pacemakers, insulin pumps, infusion systems, diagnostic imaging equipment, and hospital software platforms.

Key obligations

3. EU Cyber Resilience Act (European Union)

The EU Cyber Resilience Act (CRA) entered into force in December 2024 and represents the most far-reaching software security legislation ever enacted. It applies to any product with digital elements sold in the EU market — essentially any connected device or software product.

Who it applies to

Manufacturers and importers of any hardware or software product with digital elements placed on the EU market. This includes IoT devices, operating systems, web browsers, consumer software, industrial control systems, and enterprise applications. Open source software used commercially is also covered under certain conditions.

Key obligations

Timeline

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// CRA Urgency Note

December 2027 sounds distant, but the supply chain and compliance infrastructure needed to comply — SBOM generation, vulnerability disclosure processes, CE marking — takes 18-24 months to implement properly. You need to start now.

4. PCI DSS 4.0 (Payment Card Industry)

PCI DSS 4.0, which took full effect in March 2025, introduces software component inventory requirements for organizations that develop bespoke or custom payment software. Requirement 6.3.2 specifically mandates that an inventory of all bespoke and custom software be maintained, including all third-party components.

Who it applies to

Any organization that develops, maintains, or deploys custom software in payment card processing environments. This includes banks, fintech companies, payment processors, and merchants who build their own checkout systems.

5. EU DORA (Financial Sector)

The Digital Operational Resilience Act (DORA), which became applicable in January 2025, requires EU financial entities to maintain detailed records of their ICT dependencies — a requirement that functionally necessitates SBOM-like software inventories. Affected entities include banks, insurance companies, investment firms, and critical ICT third-party providers.

The Compliance Deadline Summary

Regulation Jurisdiction Who It Applies To Key Date Status
EO 14028 United States Federal software vendors May 2021 IN FORCE
FDA Cybersecurity United States Medical device manufacturers Mar 2023 IN FORCE
PCI DSS 4.0 Global (card brands) Payment software developers Mar 2025 IN FORCE
EU DORA European Union Financial entities Jan 2025 IN FORCE
EU CRA (reporting) European Union All digital products sold in EU Sep 2026 UPCOMING
EU CRA (full) European Union All digital products sold in EU Dec 2027 UPCOMING
South Korea mandate South Korea Public sector software 2027 UPCOMING

How to Build a Compliance-Ready SBOM Program

Achieving SBOM compliance across multiple regulatory frameworks is not as complex as it sounds, because the underlying requirements converge on the same core capabilities:

  1. Automated SBOM generation — Generate SBOMs as part of every build, in SPDX or CycloneDX format.
  2. Continuous vulnerability monitoring — Cross-reference your SBOM against vulnerability databases and receive alerts when new CVEs affect your components.
  3. License compliance scanning — Detect license obligations and conflicts across all dependencies, including transitive ones.
  4. SBOM storage and versioning — Maintain a historical record of SBOMs for each product version — regulators may ask for historical data.
  5. Disclosure workflows — For EU CRA, you need a process to report actively exploited vulnerabilities within 24 hours.
// Recommended Tool

Stay Compliant with Fossity

Fossity is designed for teams that need to meet multiple SBOM compliance requirements simultaneously. It generates SBOMs in SPDX and CycloneDX formats, continuously monitors for new vulnerabilities across your component inventory, enforces license policies, and maintains a full audit trail for regulatory reporting. Whether you are preparing for EO 14028, FDA submission, EU CRA, or PCI DSS 4.0, Fossity provides the evidence your compliance teams need.

Get Compliant with Fossity →

The Cost of Non-Compliance

The consequences of failing to meet SBOM compliance obligations vary by framework but are uniformly severe:

In 2026, the question is no longer whether to implement SBOM practices. The question is how quickly you can get there.

// Author: Esteban C.